The Role of Islamic Economic Law in Increasing Financial Inclusion in the Era of Technology and Globalization
##plugins.themes.bootstrap3.article.main##
Abstract
This study aims to analyze the role of Islamic economic law in increasing financial inclusion in the era of technology and
globalization. Along with the rapid development of the fintech sector and the adoption of digital technology in the
financial world, Islamic economic law provides a strong foundation for creating a fair and transparent financial
system. The results of the study show that there has been a significant increase in the number of Islamic financial institutions, users of Islamic banking services, and Islamic fintech transactions from 2020 to 2023. In addition, public acceptance of Islamic-based digital payments and the use of digital financial applications is increasing, reflecting the increasingly widespread application of Islamic principles in the financial sector. Despite challenges in terms of financial literacy and technology integration, the Islamic financial
sector shows great potential in expanding financial access for the community, especially through inclusive Islamic
financing. Therefore, further efforts are needed to improve Islamic financial literacy, strengthen cooperation between
financial institutions and the technology sector, and ensure policies that support the development of this sector. This
study is expected to provide insight into the development of a more inclusive financial system based on the principles of
social justice.
##plugins.themes.bootstrap3.article.details##
[2] A. Wahid, Y. Janwari, and D. Jubaedah, “Mazhab dan Pemikiran Ekonomi Islam Kontemporer,” Rayah Al-Islam, vol. 7, no. 3, 2023, doi: 10.37274/rais.v7i3.780.
[3] S. N. Febrianasari, “Hukum Ekonomi Islam Dalam Akad Ijarah dan Rahn,” J. Qawanin, vol. 4, no. 2, 2020.
[4] A. Tarmidzi Anas and A. A. Budianto, “ANALISIS BISNIS WARALABA DALAM PERSPEKTIF HUKUM EKONOMI ISLAM,” ANAYASA J. Leg. Stud., vol. 1, no. 1, 2023, doi: 10.61397/ays.v1i1.2.
[5] W. R. Ria, “HARTA KEKAYAAN DALAM PERSPEKTIF HUKUM EKONOMI ISLAM,” Justicia Sains J. Ilmu Huk., vol. 6, no. 2, 2022, doi: 10.24967/jcs.v6i2.1582.
[6] S. A. Hardianti and H. Hamsir, “TINJAUAN HUKUM EKONOMI ISLAM TERHADAP PRAKTIK JUAL BELI MOKE,” Iqtishaduna J. Ilm. Mhs. Huk. Ekon. Syari’ah, 2022, doi: 10.24252/iqtishaduna.v3i3.22581.
[7] A. K. Khoerulloh and S. R. Hidayah, “Analisis Konsep Cashback dalam Transaksi E-commerce: Perspektif Hukum Ekonomi Islam,” Al Mashalih - J. Islam. Law, vol. 4, no. 2, 2023, doi: 10.59270/mashalih.v4i2.209.
[8] D. Savitri and M. M. Muchlis, “Implementasi Prinsip-Prinsip Hukum Ekonomi Islam Dalam Sistem Keuangan Negara,” Musytari Neraca Manajemen, Ekon., vol. 4, no. 3, 2024.
[9] A. Wati and M. I. Putri, “PERSPEKTIF HUKUM EKONOMI ISLAM TENTANG JUAL BELI FLASH SALE DI SHOPEE,” J. Huk. Ekon. Syariah, vol. 2, no. 1, 2023, doi: 10.37968/jhesy.v2i1.408.
[10] A. Abdullah, “Metode Interpretasi Pada Hukum Ekonomi Islam,” Ijtihad J. Huk. dan Ekon. Islam, vol. 16, no. 2, 2022, doi: 10.21111/ijtihad.v16i2.7607.
[11] Silvia Nur Febrianasari, “HUKUM EKONOMI ISLAM DALAM AKAD IJARAH DAN RAHN (ISLAMIC ECONOMIC LAW IN THE IJARAH AND RAHN CONTRACTS),” Qawãnïn J. Econ. Syaria Law, vol. 4, no. 2, 2020, doi: 10.30762/q.v4i2.2471.
[12] S. Abdillah and F. A. Azzurri, “IMPLEMENTASI DANA ZAKAT, INFAQ, DAN SHADAQAH PERSPEKTIF HUKUM EKONOMI ISLAM (Penelitian di Baznas Kabupaten Garut ),” J. Huk. Ekon. Syariah, vol. 1, no. 1, 2022, doi: 10.37968/jhesy.v1i1.292.
[13] A. I. Fahrika, H. M. Lutfi, and N. Bin Sapa, “Analisis Transaksi Valuta Asing (Al-Sharf): Tinjauan Hukum Ekonomi Islam di Indonesia,” AL-KHARAJ, vol. 2, no. 2, 2022, doi: 10.30863/alkharaj.v2i2.3198.
[14] M. Nugroho and Fitria Yuni Astuti, “JUAL BELI MYSTERY BOX PADA E-COMMERSE DALAM PERSPEKTIF HUKUM EKONOMI ISLAM,” J. Econ. Insights, vol. 1, no. 2, 2022, doi: 10.51792/jei.v1i2.38.
[15] B. P. Utami, “Praktek Kredit Barang Melalui Shopee Paylater Dari Marketplace Shopee Berdasarkan Hukum Ekonomi Islam Dan Kitab Undang-Undang Hukum Perdata,” Ilmu Huk. Univ. Muhammadiyah Sumatera Utara, vol. 1, no. 3, 2021.